Welcome to APPNAME! This Privacy Policy explains how APPCOMPANY ("APPNAME," "we," "us," or "our") collects, uses, discloses, and protects your personal information when you use our online loan matching platform ("Platform"). By accessing or using the Platform, you agree to the practices described below.

1. Information We Collect

Information You Provide

When using our Platform, you may submit personal details such as:

• Identity Information: Name, date of birth, and identification details.
• Contact Information: Email address, phone number, and mailing address.
• Financial Information: Employment details, income, and banking information.
• Loan Preferences: Desired loan amount, purpose, and repayment terms.

Information Collected Automatically

When you use APPNAME, we may automatically collect:

• Device and Usage Data: Browser type, IP address, operating system, and activity logs.
• Session Information: Pages viewed, time spent on the Platform, and interaction patterns.
• Location Data: If enabled, we may collect approximate geolocation to improve matching accuracy.

Information from Third Parties

We may receive additional information from:

• Credit and Verification Services: To confirm identity and assess eligibility.
• Lending Partners: Regarding loan offers and application outcomes.
• Analytics Providers: For performance and optimization insights.

2. How We Use Your Information

Your information may be used for the following purposes:

• Loan Matching: Submitting your request to lenders and displaying personalized offers.
• Verification: Confirming your identity and preventing fraudulent activity.
• Platform Improvement: Enhancing user experience and optimizing functionality.
• Customer Support: Responding to your inquiries and assisting with requests.
• Legal Compliance: Meeting regulatory and reporting obligations.
• Marketing Communication: Sending service updates and optional promotional materials (with your consent).

3. Information Sharing

With Lenders and Service Providers

We may share relevant information with trusted third-party lenders and service providers that help us operate the Platform, including:

• Loan processing and verification services
• Data storage and analytics providers
• Communication and marketing support tools

All third parties are contractually obligated to protect your data and use it only for authorized purposes.

Legal and Compliance Disclosures

We may share information when required to:

• Comply with applicable laws or regulations
• Respond to lawful requests from public authorities
• Protect our rights, users, or the security of our Platform

Business Transfers

If APPNAME undergoes a merger, acquisition, or asset transfer, your data may be part of that transaction.

4. Your Rights and Choices

You may:

• Access or Update your personal information by contacting us.
• Request Deletion of your data, except where retention is legally required.
• Opt Out of Marketing by following the unsubscribe instructions in our communications.

To exercise these rights, contact us at support@swayneloan.com.

5. Data Security

We take appropriate technical and organizational measures to safeguard your data, including:

• Encryption of sensitive information during transmission
• Restricted access to authorized personnel only
• Continuous monitoring for potential threats

While we strive to protect your information, no system is entirely secure, and you use the Platform at your own risk.

6. Data Retention

We retain personal data only as long as necessary to:

• Provide our services and maintain account functionality
• Fulfill legal and regulatory obligations
• Resolve disputes and prevent fraud

7. Children's Privacy

APPNAME is intended for individuals aged 18 and older. We do not knowingly collect or store personal data from minors. If such data is discovered, it will be promptly deleted.

8. Third-Party Links

The Platform may contain links to external websites or offers not operated by us. We are not responsible for their content or privacy practices and encourage you to review their policies separately.

9. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Updates will be posted on the Platform with a revised effective date. Your continued use after such updates constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions, requests, or concerns regarding this Privacy Policy, please contact us at: